Terms of Service

Welcome to Al Baik Menu (albaikmenu.pk). By accessing or using our website, you agree to comply with these Terms of Service. Please read them carefully before using our health insurance plans information, small business insurance resources, insurance tips and guides, or insurance news 2025 content.

Acceptance of Terms

By accessing albaikmenu.pk, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, please discontinue use of our website immediately.

Use of Website

Permitted Use You may access our website to read articles about health insurance plans, small business insurance options, insurance guides, and industry news for personal, non-commercial purposes. You may share our content with proper attribution.

Prohibited Activities You agree not to:

  • Copy, reproduce, or redistribute our content without permission
  • Use automated systems to scrape or harvest website data
  • Transmit viruses, malware, or harmful code
  • Misrepresent affiliation with our website
  • Use information for illegal or unauthorized purposes

Intellectual Property Rights

All content on albaikmenu.pk, including articles about insurance tips, guides, news, and related materials, is protected by copyright and intellectual property laws. We retain all rights to text, graphics, logos, images, and other content unless otherwise stated.

You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Informational Content Only

Content regarding health insurance plans, small business insurance, and related topics is provided for informational purposes only. This information does not constitute professional insurance advice, financial consulting, or legal counsel.

Insurance decisions should be made after consulting with licensed insurance professionals who understand your specific circumstances.

Accuracy and Updates

While we strive to provide accurate and current insurance information, we make no warranties about the completeness, reliability, or accuracy of content. Insurance regulations, premiums, and policy terms change frequently. Always verify information directly with insurance providers.

We reserve the right to modify, update, or remove content without notice.

Third-Party Links and Services

Our website may contain links to insurance companies, brokers, and external resources. We are not responsible for third-party content, products, services, or privacy practices. Your interactions with third parties are solely between you and them.

Limitation of Liability

To the fullest extent permitted by law, Al Baik Menu and its owners, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or reliance on insurance information provided.

Indemnification

You agree to indemnify and hold harmless Al Baik Menu from any claims, damages, losses, or expenses arising from your violation of these Terms of Service or misuse of our website.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes become effective immediately upon posting. Continued use of our website constitutes acceptance of modified terms.

Governing Law

These terms are governed by the laws of Pakistan. Any disputes shall be resolved in accordance with Pakistani jurisdiction.

Contact Information

For questions about these Terms of Service, please contact us through our website contact page.

By using albaikmenu.pk, you agree to these Terms of Service.